Do I have to claim anything?
No. At the top of every hour the gateway looks at who held at least 1,000 ACRU through the hour and credits each wallet pro rata. The credit shows up in your ledger with the epoch as its reference.
What are credits worth?
A credit dollar buys a dollar of inference at the catalogue price: frontier and fast models at list plus 6%, and any model a Mac serves at $0.080 per million tokens. Every reply shows what it cost.
Do credits expire?
Yes. Every credit lapses 90 days after it landed in your wallet, whatever its source. Requests always spend your oldest credit first, so regular use never loses anything.
Can I withdraw credits?
No. Credits are a licence to use the gateway, not money. They only move between wallets through the marketplace. Proceeds from a sale land in a prepaid US-dollar balance, which can be withdrawn; during the beta the team processes withdrawals by hand.
Can I get credits without holding the token?
Yes, two ways. Buy them at face value: $1 buys $1 of credit, from $1 to $10,000 a purchase. Or buy them below face value from a holder on the marketplace, when one is selling.
What happens if trading stops?
The trading engine pays nothing that hour. Credits already in your ledger still spend until they reach their 90 days. Half of every marketplace fee and 30% of the margin on paid requests keep paying in, but that share is small and does not replace trading fees.
Is my prompt stored?
The gateway logs the model, token counts, cost and latency of each request so it can bill you; it never stores the prompt or the reply. The machine that runs the model has to see your prompt in plaintext while it runs. That is why there are privacy tiers.